Andras Vincze connects SBA borrowers whose approved loans never funded with the regional lenders who’ll actually close them — before the commitment expires and the deal dies.
Public SBA loan-level data, updated as it publishes — this is the market I watch.
- →494 approved SBA 7(a) commitments still unfunded 60–91 days after approval
- →$442.9M in committed-but-unfunded 7(a) volume sitting in stalled deals
- →121 stalled commitments are $1M+ — real deals, not micro-loans
- →175 distinct lenders holding stalled files; California, Florida and Texas lead
Sourced from the SBA 7(a) FOIA loan-level dataset, June 2026 extract.
No deal to point at yet — so here’s exactly what I put in motion.
- Stalled commitment → closing lender When a lender backs out after approval, the underwriting doesn’t die with it. I route the completed file to a regional SBA lender still writing in that industry — while the approval is still warm.
- Regional lender → pre-underwritten deal flow For lenders who want 7(a) volume without cold origination: I bring files where the credit work is already done — borrowers who cleared underwriting once and just need a desk to close on.
Building in the open. I’m working alongside myoProcess — a vetted B2B partner trusted across $1B+ in transactions — while I route my first introductions in this lane. My first closed match replaces this paragraph.
What I see in this market that outsiders miss.